Frequently asked questions

Frequently asked questions about HealthiSolutions insurance plans.

What types of plans do you offer?

We offer plans with Aetna PPO, Cigna PPO, United Health PPO, First Health PPO, Multiplan PPO & more All access networks! 

What does PPO mean?

PPO stands for (Preferred Provider Organization), which means you can decide which doctors you want to use with nationwide coverage in and out of Network.  

What is my deductible?

A health insurance deductible is a set amount you pay for your healthcare before your insurance starts to pay. Once you max out your deductible, you pay a copayment or coinsurance for services covered by your healthcare policy, and the insurance company pays for the rest.

What is an out of pocket maximum?

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.