Which Las Vegas hospitals list which Nevada Health Link plans?
Valley Health System, Sunrise Hospital and UMC each publish a list of the insurers they work with, and the three lists do not match. A plan that a hospital does not name is not named, which is different from out of network, so ask before you enroll.
| Plan company | Valley Health System | Sunrise Hospital | UMC |
|---|---|---|---|
| Ambetter (SilverSummit) | Ambetter and Ambetter Select, marked Exchange | Marked Health Insurance Exchange | Names Ambetter, with no plan type |
| Anthem Blue Cross and Blue Shield | Pathway X, marked Exchange | Marked Health Insurance Exchange | Names Anthem BCBS, with no plan type |
| Health Plan of Nevada (HPN) | Broad network and narrow network plans, marked Exchange | Marked Health Insurance Exchange | Names several HPN plans, including HPN HMO Bronze Plan, none marked Exchange |
| Molina | Names Molina Exchange | Names Molina for Medicaid only | Names Molina Healthcare, with no plan type |
| SelectHealth | Names Select Health Value Network, not marked Exchange | Marked Health Insurance Exchange | Names SelectHealth Commercial |
| Battle Born State Plan | Listed as a public option plan | Not named | Not named |
| Kaiser Permanente (Hometown Health) | Not named | Names Hometown Health Plan for commercial and Medicare plans, not marked Exchange | Names Hometown Health |
UMC says it accepts most insurance plans and that unless it has a contract with your insurance company, you will be billed for any balance the insurer has not paid. Its list marks only one product as an exchange plan, Prominence PPO and Exchange, and Prominence is not one of the nine carriers Nevada Health Link names for 2027.
Dignity Health Nevada, which runs the St. Rose Dominican hospitals, says it accepts most major commercial and Medicare Advantage plans. It names no plans, so ask Dignity about the exact plan name.
We did not find CareSource named on any of the three lists, and Imperial appears only at Sunrise, for Medicare plans. SilverSummit is the company behind Ambetter in Nevada, and Valley and Sunrise list SilverSummit for Medicaid.
Does Health Plan of Nevada's Select network include Dignity Health hospitals?
No. Health Plan of Nevada says its individual Select plans offer its lowest monthly premium with a select network of hospitals, and that the Select Network does not include Dignity Health facilities, micro hospitals, urgent cares or physician groups.
| HPN plan | Deductible | Coinsurance after the deductible | Out of pocket maximum |
|---|---|---|---|
| MyHPN Select Network Gold 1 | $2,550 | 20% | $9,100 |
| MyHPN Select Network Silver 1 | $6,100 | 40% | $10,000 |
| MyHPN Solutions HMO Gold 7 | $2,050 | 20% | $8,600 |
| MyHPN Solutions HMO Silver 1.1 | $8,100 | 40% | $11,250 |
The network name matters as much as the company name, so match the exact plan name on your screen to your hospital's list. Plans also charge copays for some visits and drugs, which our health plan comparison calculator leaves out. Enter each plan's monthly premium after any tax credit, plus the care you expect to use, to compare a full year of cost.
Valley Health System lists both broad network and narrow network HPN plans as exchange plans. That is one more reason to check the network name before you pick.
What are Battle Born State Plans and who sells them?
Battle Born State Plans are Nevada's public option plans. They are sold through Nevada Health Link by three companies, each statewide.
| Topic | What they say |
|---|---|
| Who sells them | Health Plan of Nevada, Anthem through Community Care Health Plan of Nevada, and SilverSummit through Ambetter |
| Plans in Clark and Nye counties | 90 plans in all for 2027, including 11 Battle Born State Plans |
| Benefits | All ten essential health benefits, and no denial for pre existing conditions |
| Who can buy one | No income requirement |
| Effect on prices | Nevada Health Link says state plans and the Market Stabilization Program cut the average 2027 increase by nearly 7% statewide, and by as much as 11% in Clark County, compared with projections without them |
A Nevada law, NRS 695K.230, requires a provider that is enrolled with Nevada Medicaid, the Public Employees' Benefits Program or industrial insurance to contract with at least one Battle Born State Plan. The Nevada Health Authority says it postponed enforcement to January 1, 2027, and that providers then have 60 days to comply or ask for an exemption.
That rule is about providers, so it does not tell you whether your doctor is in a particular plan's network. Look up your doctor in the exact plan's directory.
How much will 2027 rates rise for each Nevada insurer?
The Nevada Division of Insurance says the average increase for exchange plans is 17.0% across nine carriers, and 10.9% for plans sold off the exchange. Healthinsurance.org reports 18.8% from the approved rates by insurer. We did not find a published reason for the gap, so we show both and neither is what you will pay.
- Imperial26.9%
- CareSource25.7%
- Molina21.9%
- Health Plan of Nevada21.7%
- SilverSummit20.4%
- SelectHealth19.4%
- Community Care (Anthem)9.3%
- HMO Nevada (Anthem)4.9%
- Hometown Health3.1%
Source: Healthinsurance.org, from Nevada Division of Insurance approvals
Most people do not pay full price. Nevada Health Link says 82% of people who enrolled in 2026 plans received premium tax credits and 46% received cost sharing reductions, which lower deductibles and copays on silver plans. Your price depends on your income, your household and your ZIP code.
What did Nevadans choose for 2026, and why does it matter for 2027?
Silver plans were the most common choice, and expanded bronze plans came second. Nevada Health Link's summary also shows more people moving from silver to bronze plans for 2026 than the year before.
| Measure | Result |
|---|---|
| Confirmed enrollment at the end of open enrollment, January 2026 | 97,650 |
| Confirmed enrollment on October 1, 2026 | 84,412 |
| People who switched from silver to bronze, plan year 2025 | 1,343 |
| People who switched from silver to bronze, plan year 2026 | 9,123 |
- Silver55.9K
- Expanded bronze39.5K
- Bronze4.7K
- Gold3.9K
- Catastrophic0.3K
Source: Nevada Health Link, Plan Year 2027 Prep Rally (October 8, 2026)
A cheaper plan can carry a higher deductible. Read bronze, silver and gold plans compared before you move down a level, and use the health plan comparison calculator to see what each choice could cost over a year. Nevada is not in the CMS county file that our other local guides use, so this guide has no county level premium table.
What are the 2027 dates on Nevada Health Link?
Open enrollment runs November 1, 2026 to January 15, 2027. Nevada Health Link says a plan chosen in November or December starts January 1, 2027, and a plan chosen in January starts February 1, 2027.
- October 5, 2026Nevada Health Link publishes its 2027 plan preview.
- November 1, 2026Open enrollment begins.
- November 1 to December 31, 2026A plan chosen in these months starts January 1, 2027.
- January 1 to 15, 2027A plan chosen in January starts February 1, 2027. Open enrollment ends January 15.
Source: Nevada Health Link press release (October 5, 2026) and Plan Year 2027 Prep Rally (October 8, 2026)
Nevada runs its own marketplace, so its start dates do not follow the December 15 deadline on HealthCare.gov. Do not wait for the last day, because a plan chosen late starts later.
For more on how the dates work in every state, read when open enrollment is for 2027.
Who lives in Las Vegas and how many are uninsured?
| Measure | Las Vegas | Clark County |
|---|---|---|
| Residents | 679,817 | 2,407,226 |
| Age 65 or older | 16.0% | 17.0% |
| Age 5 and older who speak a language other than English at home | 33.3% | 33.6% |
| People under 65 with no health insurance | 15.7% | 14.1% |
What can I do before I choose a plan?
These steps work for any plan you are comparing.
- Look up your doctors and your hospital in the exact plan's 2027 directory on Nevada Health Link, not only under the company name. HPN's Select plans, for example, use a narrower network than its other plans.
- Ask each hospital which 2027 marketplace plans it contracts with. Valley dates its list September 25, 2025, and Sunrise and UMC give no date.
- Compare the yearly cost of two plans with our health plan comparison calculator.
- Call the Nevada Health Link consumer line at (800) 547-2927. During open enrollment it is open Monday to Friday from 9:00 am to 10:00 pm Pacific time and Saturday from 9:00 am to 2:00 pm.
- If you run into a network problem on a Battle Born State Plan, Nevada Health Link says to report it to its call center. You can also file a complaint with the Nevada Division of Insurance at (888) 872-3234.
How can a Las Vegas agent help me compare plans and hospitals?
An agent can look up your doctors and hospital in each exact 2027 plan, explain whether you are looking at a Select network, a broad network or a Battle Born State Plan, and check your prescriptions. Have your doctors' names, your hospital and your expected household income ready.
Health Insurance Solutions agents are licensed in 22 states and help by phone and online. Marketplace plans cost the same with or without an agent, so the comparison does not add to your premium.
Insurers and hospitals mentioned
Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.
- Insurer · NevadaCareSource
- Insurer · NevadaHealth Plan of Nevada
- Insurer · NevadaKaiser Permanente
- Insurer · NevadaMolina Healthcare
- Insurer · NevadaSelect Health
- Medicare Advantage · NevadaAnthem Blue Cross and Blue Shield
- Medicare Advantage · NevadaKaiser Permanente
- Medicare Advantage · NevadaSelect Health
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