Free tools

Calculators that do the math for you

No sign-up and nothing stored. Type in your numbers and get a clear answer.

2027 health insurance subsidy calculator
Enter your state, household size and income to see your 2027 expected premium, your savings and whether Medicaid may apply.Open the calculator
Medicare Part B premium and IRMAA calculator
Enter your income and filing status to see your 2026 Medicare Part B premium and any high-income surcharge.Open the calculator
Health plan cost calculator
See what you would pay out of pocket for a medical bill under a plan's deductible and coinsurance.Open the calculator
Health plan comparison calculator: yearly cost of two plans
Enter two plans' premiums, deductibles and out of pocket maximums to see which costs less for the care you expect.Open the calculator
Special enrollment deadline calculator
Enter the date of a life event to see your 60-day window to pick a health plan.Open the calculator
Medicare enrollment window calculator
Enter a birth date to see when your seven-month Initial Enrollment Period starts and ends.Open the calculator
2027 HSA tax savings calculator
Enter your coverage, age and tax bracket to see your 2027 HSA limit and about how much tax it saves.Open the calculator
Small business health insurance calculator: employee count and tax credit
Enter your full-time and part-time employees to see your full-time equivalent count, which rules apply to you and what the small business health care tax credit could be worth.Open the calculator