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Where we're licensed

Health insurance help in 22 states

Health Insurance Solutions is an independent agency licensed in 22 states. Pick your state for 2027 open enrollment dates, your marketplace, Medicaid rules and Medicare protections, each checked against official sources.

Facts reviewed

Key dates for 2027 coverage

Open enrollment for 2027
November 1, 2026 to January 15, 2027Idaho: October 15, 2026 to December 15, 2026
For coverage on January 1
Pick a plan by December 15, 2026Same deadline in every state
Medicare annual enrollment
October 15 to December 7, 2026
Medicare Advantage open enrollment
January 1 to March 31, 2027

Compare our 22 states for 2027

Marketplace, 2027 open enrollment, Medicaid expansion and Medigap under 65 for each state where Health Insurance Solutions is licensed
StateMarketplaceOpen enrollment (2027 coverage)MedicaidMedigap under 65
AlaskaHealthCare.govNov 1 to Jan 15Expanded in 2015Not required
ArizonaHealthCare.govNov 1 to Jan 15Expanded in 2014Not required
FloridaHealthCare.govNov 1 to Jan 15Not expandedRequired
GeorgiaGeorgia AccessNov 1 to Jan 15Not expandedRequired
IdahoYour Health IdahoOct 15 to Dec 15Expanded in 2020Required
IndianaHealthCare.govNov 1 to Jan 15Expanded in 2015Required
IowaHealthCare.govNov 1 to Jan 15Expanded in 2014Required
KansasHealthCare.govNov 1 to Jan 15Not expandedRequired
LouisianaHealthCare.govNov 1 to Jan 15Expanded in 2016Required
MichiganHealthCare.govNov 1 to Jan 15Expanded in 2014Required
MinnesotaMNsureNov 1 to Jan 15Expanded in 2014Required
MissouriHealthCare.govNov 1 to Jan 15Expanded in 2021Required
MontanaHealthCare.govNov 1 to Jan 15Expanded in 2016Required
NebraskaHealthCare.govNov 1 to Jan 15Expanded in 2020Required
NevadaNevada Health LinkNov 1 to Jan 15Expanded in 2014Required
North CarolinaHealthCare.govNov 1 to Jan 15Expanded in 2023Required
OhioHealthCare.govNov 1 to Jan 15Expanded in 2014Limited
OklahomaHealthCare.govNov 1 to Jan 15Expanded in 2021Required
South CarolinaHealthCare.govNov 1 to Jan 15Not expandedRequired
TennesseeHealthCare.govNov 1 to Jan 15Not expandedRequired
TexasHealthCare.govNov 1 to Jan 15Not expandedRequired
UtahHealthCare.govNov 1 to Jan 15Expanded in 2020Not required

Medigap under 65 shows whether state law requires insurers to sell Medigap to people under 65 who have Medicare because of a disability. Each state page has the details.

Questions about coverage by state

Which states is Health Insurance Solutions licensed in?

Health Insurance Solutions is licensed in 22 states: Alaska, Arizona, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Louisiana, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas and Utah.

When is open enrollment for 2027 health insurance?

In 21 of our 22 states, open enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027. Idaho runs from October 15, 2026 to December 15, 2026. In every state, pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Which states run their own health insurance marketplace?

Of the states where Health Insurance Solutions is licensed, Georgia (Georgia Access), Idaho (Your Health Idaho), Minnesota (MNsure) and Nevada (Nevada Health Link) run their own marketplaces. The other 18 use HealthCare.gov.

Which of these states have not expanded Medicaid?

Florida, Georgia, Kansas, South Carolina, Tennessee and Texas have not expanded Medicaid. The other 16 states where we are licensed have.

When can people with Medicare change plans for 2027?

Medicare's annual enrollment period runs from October 15 to December 7, 2026 in every state. People in a Medicare Advantage plan get one more chance to switch plans or return to Original Medicare from January 1 to March 31, 2027.

What happens to my health insurance if I move to another state?

Moving to a new state usually opens a 60-day special enrollment period to pick a marketplace plan there. If you have Medicare Advantage or Part D and move out of your plan's service area, you can switch plans. A Medigap policy generally moves with you, though the price can change.