Licensed in Kansas
Health insurance and Medicare in Kansas
Health Insurance Solutions is an independent agency licensed in Kansas. Our agents compare ACA marketplace, Medicare and other health plans for people in Kansas at no cost to you. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on HealthCare.gov.
Facts reviewed
Kansas at a glance for 2027
- Marketplace
- HealthCare.govFederal marketplace
- Open enrollment for 2027
- November 1, 2026 to January 15, 2027
- For coverage on January 1
- Pick a plan by December 15, 2026
- Medicaid
- Not expandedKanCare
- Medicare plan changes
- October 15 to December 7, 2026
- Medicare counseling
- SHICK (Senior Health Insurance Counseling for Kansas)Free and unbiased
What changes in Kansas for 2027?
Smaller marketplace savings
The extra savings that started in 2021 ended after 2025. For 2027, people who qualify pay between 2.15% and 10.22% of household income for the benchmark silver plan, and households above 400% of the federal poverty level get no premium tax credit.
No Medicaid expansion
Kansas has not expanded Medicaid. Most adults without children or a disability do not qualify for KanCare, and adults earning less than the poverty line usually cannot get marketplace savings either.
Medicare plan changes
Medicare's annual enrollment period runs October 15 to December 7, 2026. If you have a Medicare Advantage plan, you can switch again from January 1 to March 31, 2027.
How much help can I get with health insurance in Kansas for 2027?
Enter your household size and expected income to see your estimated 2027 premium and whether KanCare may apply.
You expect to pay about $289 a month
That is 8.68% of your income for the benchmark silver plan, at 251% of the poverty level. Add the benchmark plan price above to see your tax credit.
Poverty level used: $15,960 for 1 person (2026 guidelines).
Email me this result
Keep a copy for later. Free, and no phone number needed.
This is an estimate, not a quote. Open the full calculator.
How do I get health insurance in Kansas?
Mark your dates
Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on HealthCare.gov.
Check Medicaid and savings
Kansas Medicaid mainly covers children, pregnant women, people with disabilities, seniors with low income and some parents with very low income. Most other adults shop on HealthCare.gov, where savings start at 100% of the federal poverty level.
Compare plans with a licensed agent
A Health Insurance Solutions agent licensed in Kansas compares the plans available in your ZIP code, explains the tradeoffs and helps you enroll. Our help costs you nothing.
Enroll before the deadline
Pick a plan by December 15, 2026 for coverage that starts January 1, 2027. After open enrollment ends, you usually need a qualifying life event, like losing other coverage or moving, to enroll.
Talk to an agent licensed in Kansas
We compare plans, explain the tradeoffs and help you enroll. It costs you nothing.
Get helpWhat should people with Medicare in Kansas know?
Medicare dates are the same in every state. Each state sets its own Medigap rules, so that is where Kansas differs.
How Medicare coverage works- Annual enrollment period
- October 15 to December 7, 2026. Join, switch or drop a Medicare Advantage or Part D plan for 2027.
- Medicare Advantage open enrollment
- January 1 to March 31, 2027. If you have a Medicare Advantage plan, you can switch to another one or return to Original Medicare.
- Medigap if you are under 65
- Yes. State law requires insurers to offer Medigap to people under 65 who have Medicare because of a disability.
- Switching Medigap plans
- Kansas has no birthday or anniversary rule. After your Medigap open enrollment period, insurers can usually ask health questions before selling you a new policy, except in federal guaranteed issue situations.
- Free, unbiased counseling
- SHICK (Senior Health Insurance Counseling for Kansas). Find a local counselor at shiphelp.org.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Plans we help with in Kansas
Local guides for Kansas cities
Find insurers and hospitals in Kansas
Browse state-specific insurer and hospital listings, see the sources, and learn what to confirm before you choose a plan.
Explore Kansas insurers and hospitalsKansas health insurance questions
When is open enrollment for 2027 health insurance in Kansas?
Open enrollment for 2027 coverage in Kansas runs from November 1, 2026 to January 15, 2027 on HealthCare.gov. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.
Can I get health insurance in Kansas after open enrollment ends?
Yes, if you have a qualifying life event. Losing other coverage, moving, getting married or having a baby usually opens a 60-day special enrollment period on HealthCare.gov. Medicaid and CHIP accept applications all year.
Can I still get help paying for a marketplace plan in Kansas in 2027?
Yes, if your household income is between 100% and 400% of the federal poverty level. The extra savings that started in 2021 ended after 2025. For 2027, people who qualify pay between 2.15% and 10.22% of household income for the benchmark silver plan, and households above 400% of the federal poverty level get no premium tax credit.
Has Kansas expanded Medicaid?
No. Kansas has not expanded Medicaid. Most adults without children or a disability do not qualify for KanCare, and adults earning less than the poverty line usually cannot get marketplace savings either.
Do Medicaid work requirements apply in Kansas?
Not for most people. The federal work requirement that starts by January 1, 2027 applies to adults covered through Medicaid expansion, and Kansas has not expanded Medicaid.
Can I switch Medigap plans in Kansas without health questions?
Usually only in limited cases. Kansas has no birthday or anniversary rule. After your Medigap open enrollment period, insurers can usually ask health questions before selling you a new policy, except in federal guaranteed issue situations.
Where can I get free Medicare counseling in Kansas?
In Kansas, free and unbiased Medicare counseling comes from the State Health Insurance Assistance Program, called SHICK (Senior Health Insurance Counseling for Kansas). You can find a local counselor at shiphelp.org.
Is Health Insurance Solutions licensed in Kansas?
Yes. Health Insurance Solutions is an independent insurance agency licensed in Kansas and 21 other states. Our agents compare plans from multiple insurers and help you enroll, at no cost to you.
Sources
Facts reviewed
Rules change. Confirm dates and eligibility with your marketplace, your state Medicaid agency or Medicare before you enroll.
- KanCare, Kansas's Medicaid program(opens in a new tab)
- HealthCare.gov: Dates and deadlines for 2027 coverage(opens in a new tab)
- Healthinsurance.org: Open enrollment dates by state for 2027 coverage(opens in a new tab)
- IRS Revenue Procedure 2026-26 (2027 premium tax credit percentages)(opens in a new tab)
- NAIC: State Medigap rules, birthday rule and under-65 coverage (May 2026)(opens in a new tab)
- Medicare.gov: Joining a plan and enrollment periods(opens in a new tab)
- SHIP national locator for free Medicare counseling(opens in a new tab)
Other states we serve
- Alaska
- Arizona
- Florida
- Georgia
- Idaho
- Indiana
- Iowa
- Louisiana
- Michigan
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- North Carolina
- Ohio
- Oklahoma
- South Carolina
- Tennessee
- Texas
- Utah