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Health insurance, answered
Short, plain answers to the questions people ask us most, with dates and rules checked against official sources.
96 articles about health coverage. Last updated . How we research and review
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- Marketplace and Medicaid · 2 min read
When is open enrollment for 2027 health insurance?
Open enrollment for 2027 marketplace coverage starts November 1, 2026 and ends January 15, 2027 in most states, including those that use HealthCare.gov.Read the answer - Medicare · 2 min read
When is the Medicare annual enrollment period?
Medicare's annual enrollment period runs October 15 to December 7, 2026.Read the answer - Marketplace and Medicaid · 2 min read
How much help can I get paying for health insurance in 2027?
If your household income is between 100% and 400% of the federal poverty level, you may qualify for a premium tax credit that lowers your monthly marketplace premium.Read the answer
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Medicare (17)
Enrollment dates, what Part B and Part D cost, Medicare Advantage and Medigap, and the 2027 changes.
- Medicare · 4 min read
Is your Florida Medicare Advantage plan ending in 2027?
Read the answer - Medicare · 4 min read
What if your hospital leaves your Medicare Advantage network?
Read the answer - Medicare · 4 min read
How to compare Medicare drug plans for 2027
Read the answer - Medicare · 6 min read
Medicare in 2027: What the 3.6% COLA, Part B premium, $90 rebate and drug plan changes mean for you
Read the answer - Medicare · 8 min read
WISeR prior authorization in Original Medicare: Which services need approval in Arizona, Ohio, Oklahoma and Texas
Read the answer - Medicare · 7 min read
How many Medicare Advantage plans are in each state in 2027?
Read the answer
Show all 17 medicare articlesShow fewer
- Medicare · 5 min read
What is the Medicare Advantage out-of-pocket maximum for 2027?
Read the answer - Medicare · 6 min read
What is a D-SNP? How Medicare and Medicaid dual eligible plans work for 2027
Read the answer - Medicare · 5 min read
What is the Medicare timeline when I turn 65?
Read the answer - Medicare · 3 min read
Which Medicare drugs get lower negotiated prices in 2027?
Read the answer - Medicare · 2 min read
Does Medicare cover weight loss drugs like Wegovy and Zepbound in 2027?
Read the answer - Medicare · 2 min read
When is the Medicare annual enrollment period?
Read the answer - Medicare · 2 min read
What is the difference between Medicare Advantage and Medigap?
Read the answer - Medicare · 2 min read
How much does Medicare Part B cost in 2026?
Read the answer - Medicare · 2 min read
What is the Medicare Part B late enrollment penalty?
Read the answer - Medicare · 2 min read
What is the Medicare Part D out-of-pocket cap?
Read the answer - Medicare · 2 min read
What is the difference between Medicare and Medicaid?
Read the answer
Marketplace and Medicaid (21)
Open enrollment, savings, tax credits, and what is changing for 2027 marketplace and Medicaid coverage.
- Marketplace and Medicaid · 3 min read
Is Ambetter's Florida Value plan ending in 2027?
Read the answer - Marketplace and Medicaid · 3 min read
How do I estimate Marketplace income when it changes?
Read the answer - Marketplace and Medicaid · 3 min read
Is family coverage through work too expensive in 2027?
Read the answer - Marketplace and Medicaid · 3 min read
Silver vs Bronze in 2027: Can extra savings help?
Read the answer - Marketplace and Medicaid · 7 min read
$500 Obamacare refund checks: Who gets one, how to spot a scam and what to do before 2027
Read the answer - Marketplace and Medicaid · 5 min read
After the 2026 election: What could change for health insurance?
Read the answer
Show all 21 marketplace and medicaid articlesShow fewer
- Marketplace and Medicaid · 6 min read
Enrolling with an agent in 2027: New federal rules, what you will be asked for and how to protect your coverage
Read the answer - Marketplace and Medicaid · 4 min read
How much are 2027 marketplace premiums rising in each state?
Read the answer - Marketplace and Medicaid · 4 min read
How much will a marketplace plan cost at my income in 2027?
Read the answer - Marketplace and Medicaid · 7 min read
Tenet and Centene contract dispute: What it means for Ambetter, Wellcare and Medicaid plans in 2027
Read the answer - Marketplace and Medicaid · 6 min read
What happens if my health insurance company leaves in 2027?
Read the answer - Marketplace and Medicaid · 5 min read
How do I get health insurance if I retire before 65?
Read the answer - Marketplace and Medicaid · 3 min read
Do I have to pay back my health insurance tax credit in 2027?
Read the answer - Marketplace and Medicaid · 3 min read
Which immigrants can get marketplace savings in 2027?
Read the answer - Marketplace and Medicaid · 3 min read
What are the Medicaid work requirements starting in 2027?
Read the answer - Marketplace and Medicaid · 3 min read
Why are health insurance premiums going up in 2027?
Read the answer - Marketplace and Medicaid · 2 min read
When is open enrollment for 2027 health insurance?
Read the answer - Marketplace and Medicaid · 2 min read
Can I get health insurance outside open enrollment?
Read the answer - Marketplace and Medicaid · 2 min read
Does using a health insurance agent cost extra?
Read the answer - Marketplace and Medicaid · 2 min read
How much help can I get paying for health insurance in 2027?
Read the answer - Marketplace and Medicaid · 2 min read
Should I choose COBRA or a marketplace plan after losing my job?
Read the answer
Plan basics (6)
Deductibles, plan types and metal levels, health savings accounts, and coverage that sits beside health insurance.
- Plan basics · 5 min read
Fixed indemnity insurance: What it pays, what it leaves out and how it differs from health insurance
Read the answer - Plan basics · 6 min read
Dental coverage in Florida: What Medicare, Medicaid and marketplace plans pay for in 2027
Read the answer - Plan basics · 5 min read
How much can I put in an HSA in 2027?
Read the answer - Plan basics · 2 min read
What is the difference between a deductible, a copay and coinsurance?
Read the answer - Plan basics · 2 min read
What is the difference between bronze, silver, gold and platinum health plans?
Read the answer - Plan basics · 2 min read
What is the difference between an HMO, PPO, EPO and POS plan?
Read the answer
Small business (12)
Group plans, the tax credit, CHOICE arrangements, costs and the rules for employers, with the state rules that apply where you work.
- Small business · 3 min read
How much should a Florida small business budget for health insurance?
Read the answer - Small business · 7 min read
Group health insurance in Orlando, FL: A guide for hotel, restaurant and other small employers
Read the answer - Small business · 6 min read
How do I get health insurance for my small business?
Read the answer - Small business · 5 min read
Does my small business qualify for the health care tax credit?
Read the answer - Small business · 6 min read
What is the difference between a CHOICE arrangement (ICHRA), a QSEHRA and a group health plan?
Read the answer - Small business · 5 min read
Does my small business have to offer health insurance?
Read the answer
Show all 12 small business articlesShow fewer
- Small business · 4 min read
How much does small business health insurance cost?
Read the answer - Small business · 5 min read
How do I get health insurance if I am self-employed?
Read the answer - Small business · 5 min read
How do I get health insurance for my small business in Florida?
Read the answer - Small business · 5 min read
How do I get health insurance for my small business in Texas?
Read the answer - Small business · 5 min read
How do I get health insurance for my small business in Georgia?
Read the answer - Small business · 4 min read
How do I get health insurance for my small business in Tennessee?
Read the answer
Local guides (40)
Which hospitals and insurers work together in your city, and what is changing for 2027, from hospital, insurer and government sources.
Free tools
2027 health insurance subsidy calculator
Enter your state, household size and income to see your 2027 expected premium, your savings and whether Medicaid may apply.Medicare Part B premium and IRMAA calculator
Enter your income and filing status to see your 2026 Medicare Part B premium and any high-income surcharge.Health plan cost calculator
See what you would pay out of pocket for a medical bill under a plan's deductible and coinsurance.Health plan comparison calculator: yearly cost of two plans
Enter two plans' premiums, deductibles and out of pocket maximums to see which costs less for the care you expect.Special enrollment deadline calculator
Enter the date of a life event to see your 60-day window to pick a health plan.Medicare enrollment window calculator
Enter a birth date to see when your seven-month Initial Enrollment Period starts and ends.2027 HSA tax savings calculator
Enter your coverage, age and tax bracket to see your 2027 HSA limit and about how much tax it saves.Small business health insurance calculator: employee count and tax credit
Enter your full-time and part-time employees to see your full-time equivalent count, which rules apply to you and what the small business health care tax credit could be worth.
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