Skip to content
Health Insurance Solutions

Licensed in Nevada

Health insurance and Medicare in Nevada

Health Insurance Solutions is an independent agency licensed in Nevada. Our agents compare ACA marketplace, Medicare and other health plans for people in Nevada at no cost to you. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on Nevada Health Link.

Get help

Facts reviewed

Nevada at a glance for 2027

Marketplace
Nevada Health LinkRun by the state
Open enrollment for 2027
November 1, 2026 to January 15, 2027
For coverage on January 1
Pick a plan by December 15, 2026
Medicaid
Expanded in 2014Nevada Medicaid
Medicare plan changes
October 15 to December 7, 2026
Medicare counseling
Nevada SHIPFree and unbiased

What changes in Nevada for 2027?

Smaller marketplace savings

The extra savings that started in 2021 ended after 2025. For 2027, people who qualify pay between 2.15% and 10.22% of household income for the benchmark silver plan, and households above 400% of the federal poverty level get no premium tax credit.

Medicaid work requirements

Federal law requires states that expanded Medicaid to start work requirements by January 1, 2027. Most expansion adults ages 19 to 64 must show 80 hours a month of work, school, job training or volunteering unless they qualify for an exemption, such as being pregnant, having a disability or being the parent of a child 13 or younger.

Medicare plan changes

Medicare's annual enrollment period runs October 15 to December 7, 2026. If you have a Medicare Advantage plan, you can switch again from January 1 to March 31, 2027.

How much help can I get with health insurance in Nevada for 2027?

Enter your household size and expected income to see your estimated 2027 premium and whether Nevada Medicaid may apply.

You expect to pay about $289 a month

That is 8.68% of your income for the benchmark silver plan, at 251% of the poverty level. Add the benchmark plan price above to see your tax credit.

Poverty level used: $15,960 for 1 person (2026 guidelines).

Email me this result

Keep a copy for later. Free, and no phone number needed.

Add details or request a call (optional)

For example, 03/14/1958.

We email your result, and a licensed agent may follow up by email. Unsubscribe anytime. Privacy Policy

This is an estimate, not a quote. Open the full calculator.

How do I get health insurance in Nevada?

  1. Mark your dates

    Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 on Nevada Health Link.

  2. Check Medicaid and savings

    Adults earning up to 138% of the federal poverty level can get Nevada Medicaid. Above that, Nevada Health Link shows the savings you qualify for when you apply.

  3. Compare plans with a licensed agent

    A Health Insurance Solutions agent licensed in Nevada compares the plans available in your ZIP code, explains the tradeoffs and helps you enroll. Our help costs you nothing.

  4. Enroll before the deadline

    Pick a plan by December 15, 2026 for coverage that starts January 1, 2027. After open enrollment ends, you usually need a qualifying life event, like losing other coverage or moving, to enroll.

Talk to an agent licensed in Nevada

We compare plans, explain the tradeoffs and help you enroll. It costs you nothing.

Get help

Good to know in Nevada

Nevada runs its own marketplace, Nevada Health Link, so Nevadans apply there instead of HealthCare.gov.

What should people with Medicare in Nevada know?

Medicare dates are the same in every state. Each state sets its own Medigap rules, so that is where Nevada differs.

How Medicare coverage works
Annual enrollment period
October 15 to December 7, 2026. Join, switch or drop a Medicare Advantage or Part D plan for 2027.
Medicare Advantage open enrollment
January 1 to March 31, 2027. If you have a Medicare Advantage plan, you can switch to another one or return to Original Medicare.
Medigap if you are under 65
Yes. Since October 1, 2025, insurers must offer Medigap to people under 65 who have Medicare because of a disability.
Switching Medigap plans
Birthday rule: for 60 days starting on the first day of your birth month, you can switch to a Medigap plan with the same or fewer benefits, from any insurer.
Free, unbiased counseling
Nevada SHIP. Find a local counselor at shiphelp.org.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Plans we help with in Nevada

Local guides for Nevada cities

Find insurers and hospitals in Nevada

Browse state-specific insurer and hospital listings, see the sources, and learn what to confirm before you choose a plan.

Explore Nevada insurers and hospitals

Nevada health insurance questions

When is open enrollment for 2027 health insurance in Nevada?

Open enrollment for 2027 coverage in Nevada runs from November 1, 2026 to January 15, 2027 on Nevada Health Link. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can I get health insurance in Nevada after open enrollment ends?

Yes, if you have a qualifying life event. Losing other coverage, moving, getting married or having a baby usually opens a 60-day special enrollment period on Nevada Health Link. Medicaid and CHIP accept applications all year.

Can I still get help paying for a marketplace plan in Nevada in 2027?

Yes, if your household income is between 100% and 400% of the federal poverty level. The extra savings that started in 2021 ended after 2025. For 2027, people who qualify pay between 2.15% and 10.22% of household income for the benchmark silver plan, and households above 400% of the federal poverty level get no premium tax credit.

Has Nevada expanded Medicaid?

Yes. Nevada expanded Medicaid in 2014, so adults ages 19 to 64 with income up to 138% of the federal poverty level can qualify for Nevada Medicaid.

Do Medicaid work requirements apply in Nevada?

Yes. Federal law requires states that expanded Medicaid to start work requirements by January 1, 2027. Most expansion adults ages 19 to 64 must show 80 hours a month of work, school, job training or volunteering unless they qualify for an exemption, such as being pregnant, having a disability or being the parent of a child 13 or younger.

Can I switch Medigap plans in Nevada without health questions?

Yes, in some cases. Birthday rule: for 60 days starting on the first day of your birth month, you can switch to a Medigap plan with the same or fewer benefits, from any insurer.

Where can I get free Medicare counseling in Nevada?

In Nevada, free and unbiased Medicare counseling comes from the State Health Insurance Assistance Program, called Nevada SHIP. You can find a local counselor at shiphelp.org.

Is Health Insurance Solutions licensed in Nevada?

Yes. Health Insurance Solutions is an independent insurance agency licensed in Nevada and 21 other states. Our agents compare plans from multiple insurers and help you enroll, at no cost to you.

Sources

Facts reviewed

Rules change. Confirm dates and eligibility with your marketplace, your state Medicaid agency or Medicare before you enroll.

Other states we serve

Compare all 22 states