What is happening to Mending Health members in Oklahoma City?
Mending Health is leaving the Oklahoma marketplace after December 31, 2026, and the state has taken over the company's management. Your plan still works for now.
| Date | What happened |
|---|---|
| June 25, 2026 | OID says Mending Health filed notices that it is withdrawing from the Oklahoma marketplace effective December 31, 2026 |
| July 31, 2026 | OID placed Mending Health under administrative supervision |
| October 29, 2026 | OID's order of conservatorship is dated this day, and OID announced it October 30. OID can now take over day to day management and examine the company's finances |
| Now | OID says policies remain in effect for now and members must keep paying premiums to stay covered |
| Plan year 2027 | OID says Mending Health policies will not be available or eligible for renewal during open enrollment |
OID tells providers to keep serving all Mending Health members and not to ask for more than the proper cost share. OID's Consumer Assistance Division answers questions at (800) 522-0071.
Mending Health says it is working with CommunityCare Oklahoma on a direct primary care plan that starts January 1, 2027, as one way to move to new coverage. Compare it with the plans from the other four insurers before you decide. Healthinsurance.org reports that about 7,000 Oklahomans had Mending plans and about 8,400 had plans from Medica, the other insurer that is leaving, and we did not find a count for Oklahoma City alone.
What are the dates if my plan is ending?
OID says open enrollment runs November 1, 2026 to January 15, 2027, and that you must enroll by December 15 for coverage to begin January 1. Oklahoma stays on HealthCare.gov for 2027 and moves to its own state exchange from 2028.
- November 1, 2026Open enrollment begins on HealthCare.gov. Mending Health will not appear there.
- December 15, 2026Last day to pick a plan that starts January 1, 2027.
- December 31, 2026Mending Health leaves the Oklahoma marketplace.
- January 15, 2027Open enrollment ends. A plan chosen after December 15 starts later.
Source: Oklahoma Insurance Department (October 1 and October 30, 2026); Mending Health
You do not need to wait for a letter. Do not count on a late change either, because a plan chosen after December 15 does not start on January 1.
OID warns about scams during open enrollment. It says to use HealthCare.gov, the Marketplace Call Center at (800) 318-2596, or the local help listed on HealthCare.gov.
Which five insurers sell Oklahoma marketplace plans for 2027?
OID says five insurers sell 2027 plans: Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare Oklahoma, Oscar and UnitedHealthcare. Availability varies by county, and OID says Blue Cross and Blue Shield of Oklahoma offers statewide options.
- UnitedHealthcare30.3%
- Ambetter28.7%
- CommunityCare24.1%
- Oscar13.1%
- Blue Cross Blue Shield of Oklahoma12.7%
Source: Healthinsurance.org, from RateReview.HealthCare.gov and Oklahoma SERFF
Healthinsurance.org reports a weighted average increase of about 21.6% before subsidies. Most Oklahoma marketplace enrollees receive subsidies and do not pay full price.
Which Oklahoma City hospital systems list which plans?
OU Health, INTEGRIS Health and Mercy each publish different lists, and none is labeled for 2027. A plan a system does not name is not named, which is different from out of network.
| Plan company | OU Health | INTEGRIS Health | Mercy |
|---|---|---|---|
| Ambetter | Not named | Not named | Lists Ambetter (OK) |
| Blue Cross and Blue Shield of Oklahoma | Blue Preferred and Blue Advantage PPO, marked Commercial and Exchange at every OU unit. MyBlue HMO, marked Exchange only at OU Physicians Tulsa and Stephenson Cancer Center | Lists several Blue Cross plans, none marked marketplace | Lists Blue Advantage PPO, Blue Preferred PPO and MyBlue |
| CommunityCare | Commercial HMO and POS at every unit. The marketplace PPO only at the Tulsa clinics and Stephenson Cancer Center, not the Oklahoma City units | Lists CommunityCare HMO Select Plus Network Individual Health Plan (Marketplace) | Not named |
| Oscar | Not named | Not named | Not named |
| UnitedHealthcare | Lists Commercial Network Plans, marketplace not marked | Lists UnitedHealthcare, with no plan type | Lists United Healthcare |
| Mending Health and Medica (leaving) | Lists Mending and Medica plans under Healthcare Highways | Lists Mending, with access through Healthcare Highways Plus, and marks Harmony by Medica out of network after December 31, 2026 | Lists Medica Balance |
On October 22, 2026, OID said INTEGRIS Health has agreed to become part of Risant Health, a nonprofit health system group, and that for patients the announcement does not change current insurance coverage. OID says the agreement is pending approval and that existing network agreements remain in place.
We did not find Oscar named on any of the three lists, so ask the hospital and Oscar before you choose an Oscar plan. A company can sell several plans with different networks, so look up the exact plan name.
How many people in Oklahoma County use the marketplace?
| Measure | Oklahoma County | Oklahoma |
|---|---|---|
| People who picked a plan | 53,479 | 261,887 |
| Received a premium tax credit | 90.4% | 90.7% |
| Paid $10 a month or less after credits | 28.1% | 27.5% |
| Picked a bronze plan | 56.9% | 58.1% |
| Picked a silver plan | 37.9% | 33.4% |
| Picked a gold plan | 4.8% | 7.2% |
- Before credits
- After credits
- Oklahoma CountyBefore credits: $666After credits: $152
- OklahomaBefore credits: $727After credits: $161
Source: CMS 2026 Marketplace Open Enrollment Period public use files
These are 2026 numbers. Your 2027 price depends on your income, your household and the plans sold where you live. Because bronze plans have higher deductibles, compare a full year of cost with our health plan comparison calculator before you choose.
Census estimates put Oklahoma City at 719,849 residents, with 13.5% age 65 or older and 21.6% of residents age 5 and older speaking a language other than English at home. Among people under 65, 15.7% in Oklahoma City and 15.2% in Oklahoma County have no health insurance.
What can I do if my doctor is not in my new plan?
Start now, while all five insurers and every plan are open to you.
- Look up your doctors and your hospital in the exact 2027 directory of each plan you are considering, not only under the company name.
- Ask each hospital which 2027 marketplace plans it contracts with. The lists above are not labeled for 2027.
- Compare the yearly cost of two plans with our health plan comparison calculator.
- Use only HealthCare.gov or the Marketplace Call Center at (800) 318-2596 to enroll, as OID advises.
- Call OID's Consumer Assistance Division at (800) 522-0071 with questions about Mending Health.
- To see what happens when an insurer leaves any state, read our guide to insurers leaving the marketplace for 2027.
How can an Oklahoma City agent help if my plan is ending?
An agent can find the plans sold at your address, check your doctors, hospital and prescriptions in each one, and explain which dates apply to you. Have your Mending Health card, your doctors' names and your prescriptions ready.
Health Insurance Solutions agents are licensed in 22 states and help by phone and online. Marketplace plans cost the same with or without an agent, so the comparison does not add to your premium.
Insurers and hospitals mentioned
Explore the organizations or brands discussed in this article. A mention does not mean every plan or location is covered.
- Insurer · OklahomaAmbetter of Oklahoma
- Insurer · OklahomaBlue Cross and Blue Shield of Oklahoma
- Insurer · OklahomaCommunityCare
- Insurer · OklahomaUnitedHealthcare
- Medicare Advantage · OklahomaUnitedHealthcare
- Small-group insurer · OklahomaBlue Cross Blue Shield of Oklahoma
- Small-group insurer · OklahomaUnitedHealthcare Insurance Company
- Small-group insurer · OklahomaUnitedHealthcare of Oklahoma, Inc.
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Enter two plans' premiums, deductibles and out of pocket maximums to see which costs less for the care you expect.Health insurance in Oklahoma
Marketplace, Medicaid and Medicare rules for the whole state.
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