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Michigan coverage guide

Michigan Insurers & Hospitals

Start with a company or hospital, then check the exact plan and network before choosing coverage or getting care in Michigan.

Get help Call (321) 485-9988

A licensed Health Insurance Solutions agent can help you compare the plans we offer at no cost.

These listings come from dated public sources. A listing does not confirm network status, availability or that we offer a plan. Confirm the plan, doctor, location and date with both the insurer and provider.

Sources checked November 5, 2026.

Individual and family coverage

Health insurers in Michigan

Individual, non-dental plans marked on-exchange in the CMS 2027 Exchange Plan Attributes file, updated October 20, 2026. The named insurers and plan counts are not a list of employer plans, Medicare plans or every insurer in the state.

Availability depends on your county, plan year and eligibility. These are not lists of employer or Medicare plans. A company can use different networks for different products.

Source: CMS: 2027 Exchange Public Use Files. Check plans on HealthCare.gov.

For people with Medicare

Medicare Advantage in Michigan

These organizations appear in CMS’s 2027 Medicare Advantage Landscape, updated October 18, 2026. Select a name to search its listed plans and counties. A brand can represent more than one legal insurer.

Plan availability and provider networks vary by county and can change. Some plans are Special Needs Plans with additional eligibility rules. This list does not include Medigap, standalone drug plans or employer coverage; we do not offer every plan shown.

Download the CMS 2027 Landscape source file (ZIP, 12 MB).

Compare Medicare plans Find Medicare counseling

The state counseling program is MMAP (Michigan Medicare/Medicaid Assistance Program).

Original Medicare

Medicare Supplement in Michigan

Medicare Supplement, also called Medigap, works with Original Medicare and is different from Medicare Advantage. Compare the plan letter, premium, enrollment rules and any Medicare SELECT network before choosing a policy.

Plan availability and prices can change. Plans C and F are generally limited to people first eligible for Medicare before 2020. We do not offer every policy shown.

Check current choices

Use Medicare.gov to search Medigap policies by ZIP code, and confirm the current company, plan, rate and eligibility before applying.

Find policies on Medicare.gov

Michigan's authorized Medigap companies: The state describes this as a 2024 list, revised in January 2026.

Your independent state counseling program is MMAP (Michigan Medicare/Medicaid Assistance Program).

For small businesses

Small-group insurers in Michigan

These companies appear in CMS’s 2027 annual small-group rate filings, updated October 30, 2026. Select a company to explore its new and renewing plan entries.

A filing does not establish approval or availability to your business. This list does not include every large-group, self-funded or other employer arrangement, and we do not offer every plan shown.

Source: CMS Unified Rate Review data.

Large employers and self-funded plans

Large-group and self-funded arrangements are not included in the small-group filing list above. A self-funded employer generally pays plan claims; an insurance company or another administrator may handle the network and administration. The name on a card alone does not identify how a plan is funded.

Ask the employer or plan administrator for the exact plan name, administrator and network, then verify the doctor, hospital and service with both the plan and provider.

Learn about federal group health plan filings

These federal research files describe historical filings, not a live directory of 2027 insurers or networks.

Find a hospital

Michigan hospitals

Search 179 Michigan hospitals in CMS datasets by name, city, county or ZIP code.

These dated federal datasets are not a complete list of every hospital or a provider-network directory. County information is not provided for every record. A listing does not mean a hospital accepts your particular plan; confirm directly before you receive care.

179 hospitals match.

Sources: CMS Hospital General Information, last updated July 22, 2026; CMS Provider of Services, Q3 2026, updated October 16, 2026; and CMS Hospital Enrollments, updated October 19, 2026.

Want help checking your options?

A licensed Health Insurance Solutions agent can help you compare the plans we offer and check the details that matter to you. It costs you nothing.

Get help
Or call (321) 485-9988

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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