North Carolina coverage guide
North Carolina Insurers & Hospitals
Start with a company or hospital, then check the exact plan and network before choosing coverage or getting care in North Carolina.
A licensed Health Insurance Solutions agent can help you compare the plans we offer at no cost.
These listings come from dated public sources. A listing does not confirm network status, availability or that we offer a plan. Confirm the plan, doctor, location and date with both the insurer and provider.
Sources checked November 5, 2026.
Individual and family coverage
Health insurers in North Carolina
Individual, non-dental plans marked on-exchange in the CMS 2027 Exchange Plan Attributes file, updated October 20, 2026. The named insurers and plan counts are not a list of employer plans, Medicare plans or every insurer in the state.
Availability depends on your county, plan year and eligibility. These are not lists of employer or Medicare plans. A company can use different networks for different products.
- Ambetter of North Carolina
- AmeriHealth Caritas Next
- Blue Cross and Blue Shield of NC
- Oscar Health Plan of North Carolina, Inc
- UnitedHealthcare
Source: CMS: 2027 Exchange Public Use Files. Check plans on HealthCare.gov.
For people with Medicare
Medicare Advantage in North Carolina
These organizations appear in CMS’s 2027 Medicare Advantage Landscape, updated October 18, 2026. Select a name to search its listed plans and counties. A brand can represent more than one legal insurer.
Plan availability and provider networks vary by county and can change. Some plans are Special Needs Plans with additional eligibility rules. This list does not include Medigap, standalone drug plans or employer coverage; we do not offer every plan shown.
- Aetna Medicare21 plan segments in 96 counties
- Alignment Health Plan8 plan segments in 20 counties
- AmeriHealth Caritas VIP Care1 plan segment in 11 counties
- Blue Cross and Blue Shield of North Carolina14 plan segments in 100 counties
- Devoted Health37 plan segments in 52 counties
- HealthSpring13 plan segments in 24 counties
- HealthTeam Advantage5 plan segments in 33 counties
- Humana31 plan segments in 100 counties
- Liberty Medicare Advantage3 plan segments in 54 counties
- Longevity Health Plan1 plan segment in 46 counties
- NHC Advantage2 plan segments in 2 counties
- Provider Partners Health Plans3 plan segments in 14 counties
- PruittHealth Premier2 plan segments in 13 counties
- Troy Medicare2 plan segments in 35 counties
- UnitedHealthcare29 plan segments in 100 counties
- Wellcare7 plan segments in 74 counties
Download the CMS 2027 Landscape source file (ZIP, 12 MB).
The state counseling program is SHIIP (Seniors' Health Insurance Information Program).
Original Medicare
Medicare Supplement in North Carolina
Medicare Supplement, also called Medigap, works with Original Medicare and is different from Medicare Advantage. Compare the plan letter, premium, enrollment rules and any Medicare SELECT network before choosing a policy.
Plan availability and prices can change. Plans C and F are generally limited to people first eligible for Medicare before 2020. We do not offer every policy shown.
North Carolina published these Medicare Supplement company names and phone numbers on September 28, 2026. Check with the insurer for current availability, rates and eligibility.
52 companies match.
- AARP Medicare Supplement Plans, insured by United Healthcare
- ACCENDO INSURANCE COMPANY (a CVS company and Aetna affiliate)
- ACE MEDICARE SUPPLEMENT ( a Chubb Company)
- AETNA HEALTH AND LIFE INSURANCE COMPANY
- ALLSTATE INSURANCE COMPANY
- AMERICAN BENEFIT LIFE INSURANCE COMPANY
- AMERICAN FAMILY LIFE ASSURANCE COMPANY (AFLAC)
- AMERICAN FINANCIAL SECURITY LIFE INSURANCE COMPANY
- ASSURED LIFE ASSOCIATION
- ATLANTIC CAPITAL LIFE ASSURANCE COMPANY
- BANKERS FIDELITY LIFE INSURANCE COMPANY
- BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
Source: North Carolina Department of Insurance · September 28, 2026.
Check current choices
Use Medicare.gov to search Medigap policies by ZIP code, and confirm the current company, plan, rate and eligibility before applying.
Find policies on Medicare.govNorth Carolina's Medigap resources: The state provides plan and company resources.
Your independent state counseling program is SHIIP (Seniors' Health Insurance Information Program).
For small businesses
Small-group insurers in North Carolina
These companies appear in CMS’s 2027 annual small-group rate filings, updated October 30, 2026. Select a company to explore its new and renewing plan entries.
A filing does not establish approval or availability to your business. This list does not include every large-group, self-funded or other employer arrangement, and we do not offer every plan shown.
- Blue Cross and Blue Shield of NC369 new or renewing plan entries in the filing
- UnitedHealthcare Insurance Company152 new or renewing plan entries in the filing
- UnitedHealthcare of North Carolina, Inc34 new or renewing plan entries in the filing
Source: CMS Unified Rate Review data.
Large employers and self-funded plans
Large-group and self-funded arrangements are not included in the small-group filing list above. A self-funded employer generally pays plan claims; an insurance company or another administrator may handle the network and administration. The name on a card alone does not identify how a plan is funded.
Ask the employer or plan administrator for the exact plan name, administrator and network, then verify the doctor, hospital and service with both the plan and provider.
Learn about federal group health plan filingsThese federal research files describe historical filings, not a live directory of 2027 insurers or networks.
Find a hospital
North Carolina hospitals
Search 145 North Carolina hospitals in CMS datasets by name, city, county or ZIP code.
These dated federal datasets are not a complete list of every hospital or a provider-network directory. County information is not provided for every record. A listing does not mean a hospital accepts your particular plan; confirm directly before you receive care.
145 hospitals match.
- Vidant Roanoke Chowan HospitalAhoskie
- Stanly Regional Medical CenterAlbemarle
- Peak Rehabilitation HospitalApex
- Randolph HospitalAsheboro
- Asheville-Oteen VA Medical CenterAsheville
- Carepartners Rehabilitation HospitalAsheville
- Memorial Mission Hospital And Asheville Surgery CeAsheville
- Julian F Keith Alcohol & Drug Abuse TxBlack Mountain
- Watauga Medical CenterBoone
- Mh Transylvania Regional Hospital, LllpBrevard
- Transylvania Regional Hospital, IncBrevard
- Dlp Swain County Hospital LLCBryson City
- Dlp Swain County Hospital LLCBryson City
- Pender Memorial HospitalBurgaw
- Alamance Regional Medical CenterBurlington
- Central Regional HospitalButner
- Wakemed, Cary HospitalCary
- Unc HospitalsChapel Hill
- University Of North Carolina HospitalsChapel Hill
- Atrium Health PinevilleCharlotte
- Atrium Health University CityCharlotte
- Carolinas Continuecare Hospital At PinevilleCharlotte
- Carolinas Medical CenterCharlotte
- Carolinas Medical Center/Behav HealthCharlotte
Sources: CMS Hospital General Information, last updated July 22, 2026; CMS Provider of Services, Q3 2026, updated October 16, 2026; and CMS Hospital Enrollments, updated October 19, 2026.
Want help checking your options?
A licensed Health Insurance Solutions agent can help you compare the plans we offer and check the details that matter to you. It costs you nothing.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.